nyt article on alcohol

New Study Looks At Alcohol Use Disorder And Adults With Commercial Insurance — Photo by Ivan S on Pexels

5 Industry Insiders on Commercial Insurance’s Silent Alcohol Risk

5 Industry Insiders on Commercial Insurance’s Silent Alcohol Risk Alcohol use disorder is a hidden cost driver that is reshaping commercial insurance premiums and claims. Insurers are now waking up to the fact that unchecked drinking habits are not just a health issue but a financial liability for businesses

New Study Looks At Alcohol Use Disorder And Adults With Commercial Insurance — Photo by Gustavo Fring on Pexels

nyt article on alcohol

5 Costly Gaps in Commercial Insurance for Alcohol Patients

Thirty-eight percent of adults with alcohol use disorder who carry commercial insurance face coverage gaps that cost them out-of-pocket. This shortfall stems from policy language that excludes comprehensive treatment, premium surcharges that ignore claim frequency, and underwriting practices that treat diagnosis as a risk flag rather than a health need.